Who we are:
GUAVAPAY is a global payment platform that drives payment optimization and stability. GUAVAPAY’s full-stack payment ecosystem includes a range of technology products and solutions, such as a Banking-as-a-Service platform, card processing, cross-border payments, merchant acquiring, card issuing and e-wallets. Whatever our customers’ needs are, our breakthrough platform can help them integrate, process, and transact globally. We aim to take our place on the forefront of payment disruption, bringing innovative solutions for flawless and invisible payments on the market.

Job Summary:

As a Compliance Consultant, you will be a key member of the AML Compliance team, assisting with various aspects of customer onboarding, due diligence reviews, transaction monitoring alerts, internal investigations, and ensuring compliance with Know Your Customer (KYC) protocols and procedures. Your work in assessing customer profiles, systems and customer risking will play a crucial role in identifying and preventing financial crimes, thereby safeguarding the interests of our customers and Guavapay.

Key Responsibilities:

• Undertake customer onboarding, following internal processes to identify and verify new applications, both for individuals and businesses.
• Perform ongoing monitoring on customers based on the customer risk level.
• Conduct PEP, Sanctions and negative news searches as part of comprehensive KYC/KYB and transaction monitoring reviews.
• Monitor and analyze transaction monitoring alerts for unusual patterns or behaviors, ensuring alerts are cleared within a timely basis.
• Document findings and escalate cases that require further investigation or action.
• Assist with investigations into unusual customer activity.
• Identify and report any fraud or money laundering trends identified during regular reviews to the line manager.
• Provide support to the wider AML Compliance team on workload when required and constantly engage with the teams to support achieving the departments goals.
• Complete ad hoc tasks and remediations for the AML Compliance team, as is necessary.

Essential Requirements:

• Knowledge of KYC (CDD and EDD) and ongoing monitoring processes.
• Knowledge of transaction monitoring processes.
• Understanding of the International KYC/AML rules and regulations is an asset.
• Transaction monitoring experience and investigation skills are advantageous.
• Minimum 1-2 years combined experience in FinTech or/and Financial Institutions.
• Experience of carrying out simple, customer and enhanced due diligence
• Understanding of beneficial ownership, complex business structures, and identity verification processes.
• Excellent communication skills
• Ability to work under pressure and meet deadlines and SLAs.
• Ability to prioritise volumes of work and tasks assigned.

Salary is negotiable and depends on qualifications.
Shift (changes every two weeks):
Morning: 09:00 - 18:00
Evening: 18:00 - 02:00
Night: 02:00 - 10:00
Days off: 2 times a week.