Key Responsibilities:

 Product Expertise & Knowledge:

• Maintain in-depth knowledge of financial products such as loans, insurance, and digital banking services.
• Stay updated on industry regulations, financial trends, and market shifts that could affect product offerings.

 Market Research & Analysis:

• Conduct market research to identify customer needs, gaps in the market, and potential opportunities for new financial products.
• Analyze competitors' financial products to understand market positioning and recommend product improvements or new offerings.

 Product Development:

• To develop products focused on client needs. To consider opinion and recommendations of clients during all development stages of a loan product for the purpose of continuous improvement of a product and satisfaction of client requirements

 Product Positioning & Marketing:

• Work closely with the marketing team to create product messaging, promotional campaigns, and product launches.
• Develop and communicate clear value propositions for financial products to both customers and internal stakeholders.

 Product Performance Monitoring:

• Track and analyze product performance, customer satisfaction, and market response.
• Use data to provide insights and recommendations for improving existing products or launching new ones.

 Regulatory Compliance & Risk Management:

• Ensure that all financial products comply with relevant laws, regulations, and internal policies.
• Collaborate with legal and compliance teams to address regulatory issues and implement changes when necessary.

 Customer Education & Training:

• Provide training for both customers and internal teams on new financial products and features.

Qualifications:

• Education: Bachelor’s degree in finance, Economics, Business Administration, or a related field.
• Experience: Minimum of 2 years of experience in product management, financial services, or a related role within the financial sector.

Skills:

• Strong understanding of financial products and services.
• Ability to analyze market data, customer behavior, and competitive products.
• Excellent communication skills, both written and verbal, with the ability to explain complex financial concepts in a simple manner.
• Strong organizational and project management skills.
• Proficiency with financial software, CRM tools, and Microsoft Office Suite (Excel, Word, PowerPoint).

Language Skills

• Fluency in Azerbaijani required, good command of English is required. 

Computer Skills                                                    

• MS Office, CRM

COMPETENCIES

• Analytical mindset
• Problem solving
• Demonstrate high customer services
• High oral and written communication skills
• Adapation to changes
• Technical skills
• Innovation